More Payment Options
Than Anyone
In Automotive.

We offer interest free (0% APR) installment payment plans that empower customers to pay for an extended service contract over time, on their terms.

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Our Solutions Are
Fast, Easy, And
Flexible.

Our proven, reliable system makes increasing revenue and enhancing customer retention feel simple.

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Meet Our Experts,
Your Financial
Partners.

Get to know the experts that can help you develop smart payment plan solutions.

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Budco Financial

The Payment Plan Company

Notice: Our office will be closing at 4:00PM EDT on Thursday, April 25th. We will reopen on Friday, April 25th at 9:00AM EDT. 

Budco Financial is an established and trusted payment plan program management company specialized in serving automotive dealerships nationwide. Our comprehensive, interest-free installment payment plans (IPPs) help agents, dealers, and administrators sell more vehicle service contracts (VSCs)—and ultimately, create an incremental revenue stream for the dealership.


Our organization is committed to providing the best level of service to everyone we work with. We offer a number of ways to engage with us.

If you’re a consumer:
Make payments, update your profile, contact us, and review account information on our websites:

budcopayplan.com for consumer account numbers that start with a 7
payipp.com for consumer account numbers that start with a 5

Alternately, email us at  inquiries@budcofinancial.com or call us at 888-352-7901.

If you’re a seller/dealer:
Email us at dealer@budcofinancial.com or call us at 313-327-1111.

Access Industry Insights

Keep up with industry trends, tips, and sales advice on Budco Financial’s blog.

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Why Budco Financial?

20+ Years of
Experience

in OEM Solutions

Quick and Easy

web-based system

Highly Trained,

friendly and resourceful staff

Easy to Start,

easy to administer solutions

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